How to Get a Succession Certificate Bangladesh

By Advocate Md. Shah Alam · 2026-03-24 · 7 min read

⚠️ Legal Disclaimer: This article provides general legal information only and does not constitute legal advice. For advice specific to your situation, consult Advocate Md. Shah Alam directly at +880 1712-655546.

When a person dies in Bangladesh, banks and financial institutions often require a succession certificate before releasing assets to heirs. This legal document, granted by a civil court, confirms who the legal successors are and authorises them to receive money, shares, or debts owed to the deceased.

📋 In This Article
  1. What is a Succession Certificate?
  2. When Do You Need One?
  3. Which Court Grants It?
  4. Step-by-Step Application Process
  5. Required Documents
  6. Timeline and Costs

What is a Succession Certificate?

A succession certificate is a court order granted under the Succession Act 1925 authorising specified heirs to receive movable assets of a deceased person — bank deposits, shares, savings certificates, pension dues, insurance proceeds, and debts payable to the deceased. It is different from a probate (which deals with wills and immovable property).

When Do You Need One?

You need a succession certificate when:

  • A bank refuses to release the deceased's fixed deposits, savings, or current account balance without court authorisation
  • Collecting dividend or shares from a company where the deceased was a shareholder
  • Claiming life insurance proceeds from an insurer
  • Recovering outstanding salary, pension, or government dues
  • Recovering debts owed to the deceased by third parties

If the deceased left a registered will, probate proceedings may be needed instead. A civil lawyer in Dhaka can advise which route applies.

Step-by-Step Application Process

  1. File a petition in the District Judge Court or Civil Judge Court in the district where the deceased last ordinarily resided.
  2. The petition states: deceased's details, relationship of applicant to deceased, list of all heirs, list of assets to be collected (with amounts), and prayer for certificate.
  3. Court issues notice to all other legal heirs — they must be given an opportunity to object.
  4. If no objections: court may grant the certificate without full trial.
  5. If objections filed: full hearing and evidence presented.
  6. Upon grant, the certificate specifies the heirs and their entitlement.
  7. Present the certificate to the bank/institution to claim the assets.

Required Documents

  • Death certificate of the deceased (from hospital or Union Parishad)
  • NID of the applicant and all legal heirs
  • Proof of relationship (birth certificates, family certificate, kabinnama)
  • Bank statement or passbook showing the account balance
  • Share certificates or savings certificate copies (if applicable)
  • Two witnesses for the petition

Timeline and Costs

Court fees are based on the value of assets claimed — typically 2–3% of the asset value (capped in some courts). An uncontested certificate can be obtained in 2–4 months. A contested case with objections from other heirs may take 1–2 years. Contact Advocate Md. Shah Alam — a civil lawyer in Uttara — for fast, professional handling of your succession certificate case.

Frequently Asked Questions

Can all heirs jointly apply for a succession certificate?

Yes. A joint application by all known heirs is faster and less contentious than a single-heir application, which may face objections from other heirs.

Is a succession certificate required for land/property?

No. For inheritance of land or immovable property, a mutation (namjari) application to the AC (Land) office is typically needed, not a succession certificate. Succession certificates cover movable assets and debts.

What if there are multiple heirs but one refuses to cooperate?

You can still apply individually as one of the heirs. The court will notify all other heirs — non-cooperation by one does not prevent the certificate from being issued.

What is the difference between a succession certificate and a probate?

A succession certificate covers movable property (money, debts, shares). Probate is granted by the High Court Division to authenticate a will and authorise the executor to deal with the deceased's estate — typically more relevant to large estates or immovable property.

Need Legal Help in Bangladesh?
Contact Advocate Md. Shah Alam: +880 1712-655546  |  WhatsApp
Uttara Chamber: House 46, Road 6/B, Sector 12, Uttara, Dhaka-1230
Court Chamber: Ainjeebi Samity Bhaban, 4th Floor, 6/7 Court House Street, Kotwali, Dhaka-1100